One sign of damage is water in your house. However, it is not wise to wait until the roof causes more damage. After any major storm, call a professional and ask them to do a free inspection. This will take very little time, and the professional will be able to tell you if your insurance company will cover the cost. Every house warranty will cover a new roof when needed.
There are many types of roofing choices that may work for your home. Some may not be covered by your insurance if you are replacing due to damage. Be sure to check with your insurance company before you install. Traditional shingles are the normal route for 90% of homeowners. Shingles are cheap, and they last anywhere from 10 to 20 years. Repairing is also easy as you can patch individual shingles when needed.
Non-traditional shingles are made from different types of materials and usually cost a great deal more than traditional shingles. They may be made from wood, plastic or a hybrid of other materials. They do have benefits as they can add value to your home. In fact, many upper-class home associations require non-traditional shingles.
Metal is another choice many people don’t consider when replacing their roofs, even though it is a smart way to save money in the long run. Metal is usually seen on rural homes, but it can also be used in the city. They tend to be cheaper than traditional shingles and last a very long time. The only downside is that they are noisier during storms.
Home Owners Association
Something that must be considered when choosing a roofing solution is your Home Owners Association. If you live in a neighborhood, there is a good chance that you are a part of the HOA. These organizations can tell you what type of roof you must put on your house. A good way to tell if your HOA will allow your choice is to compare your future buy with already established homes. If your new roof is much different than the ones in your neighborhood, then you may have a harder time passing it through your HOA. When in doubt, check your membership details. You would not want to install and then have the expense of replacing again because it violated your contract.
Keep in mind that you probably won’t live in your house forever. If your purchase lasts 15 years, you will want to consider how your new roofing choice may affect future buyers and the value of the home. A good rule of thumb is to compare with your neighbors and match your roof accordingly.